Sending an Electronic Money Transfer (EMT) with CIBC.

Resources

• Click here to log-in to CIBC Online Banking.
• Not sure what an Interac e-Transfer is? Check out this help article for a short explainer video and FAQs about the service and how it works.

How to send an e-Transfer with CIBC's mobile application.

Not using the app? Scroll down for step-by-step instructions for sending an e-transfer using CIBC Online Banking.

Step 1: Sign on to Online Banking or the Mobile Banking App.

Once signed in, select Interac e-Transfer. This will take you to the Send Money page.

Step 2: Choose a contact.

If you've shopped with us before

• From the Recipient dropdown menu, select MSC.

If you haven't shopped with us before

• If our name is not on your list, add it by selecting Manage Recipients. Then select Add new contact and enter the following details:

Step 3: Enter amount and account.

• Enter the total order amount
• Select the account you’d like to transfer money from
• Enter your order # in the message.
• Select Next.
• Under "Security question," enter "Let's make every day"
• Under "Security response," enter "better"
• Select Next.

Step 4: Review details and send.

• Desktop: Select Send Money.
• Mobile Banking App: Select Yes.

We will receive a notification up to 45 minutes after you've sent it.

What you'll need

• An email address: Your email will help contacts identify you
• A CIBC bank account: Your account needs to be open and active
• A computer or mobile phone: Register your bank account with CIBC Online Banking® or the CIBC Mobile Banking® App.

Interac e-Transfer fees

• $1.50 per transaction to send money
• Free to receive money
• $3.50 to stop a transaction

Some CIBC accounts include unlimited Interac e-Transfer transactions.

Amounts you can send

• No minimum: Send as little as you want
• $3,000: Maximum amount you can send within a 24-hour period
• $10,000: Maximum amount you can send within a 7-day period
• $30,000: Maximum amount you can send within a 30-day period